Financial Wellbeing

Here are a few of the web-based resources available:

• www.MyMoney.gov. This website, maintained by the U.S. Financial Literacy and Education Commission , has some great links, including interactive web-based programs, to help you learn the basics of household financial management. It features free online calculators for figuring mortgage payments, student loans, rent-vs.-buy analysis, and lots more. You will also find a variety of reports and information about such financial topics as smart borrowing strategies, budgeting, and taxes.
• The Federal Reserve Bank of Dallas sponsors a site called Building Wealth: A Beginner's Guide to Securing Your Future (http://www.dallasfed.org/microsites/cd/wealth/consumers.html). This site has an interactive curriculum to show you, step-by-step, how to calculate your net worth, create a budget, understand the basic principles of saving and investing, and make better borrowing decisions.
• The Federal Deposit Insurance Corporation (FDIC) developed the Money Smart program to offer financial training and information to persons outside the financial mainstream (www.fdic.gov/moneysmart). The site offers a section called computer-based instruction that allows you to educate yourself at your own pace on the basics of banking, credit, savings, and mortgages.
• Jump$tart Coalition: www.jumpstart.org provides free publications on personal money management, including some designed for children.